Consumer Credit Counseling Services

Consumer Credit Counseling Services branch are located all over the United States. But, before you begin with a Credit Counseling Service we suggest you have the following documents readily available.

  • Pay stubs (to calculate your household monthly income)
  • Creditor statements
  • All assets and their monetary value
  • Monthly expenses (rent/mortgage, car, groceries, etc.)
  • Any collection notices

A company that we at recommend is Money Management International. They have a great reputation for getting people out of debt and helping them stay out of debt.

When you visit a consumer credit counseling services branch, you will have to provide them with all of your financial information so that they can thoroughly go over your current credit situation and then offer advice and support so that you can pay off your bills and outstanding debts. They will then help you develop a budget as well as a game plan that will keep you out of debt and be able to maintain a good, clean credit rating.

They do charge a fee for their services, but when it comes to consumer credit counseling, the fee is a small price to pay. Look at it this way - you somehow got into trouble with spending money. Maybe you spent it on something worthwhile like a new car or perhaps you just swiped your credit card one too many times at Wal Mart. The truth is that you are in trouble with your credit rating and you need to find a way to pay your debts and get back on track.

The experts at any consumer credit counseling service branch have extensive experience and training that can help specifically with any problems like these. They have found ways to negotiate with your creditors to come up with a repayment plan that you can afford and that you wouldn't be able to come up with on your own.

The best part about a consumer credit counseling service is that they will stick with you through the whole process. That means that once you've worked jointly together to develop a repayment plan, you can also develop a budget that will keep you on track and be able to stay out of credit "hell".

Money Management International counseling is available 24 hours a day, 7 days a week by telephone by calling 866.531.3772, so no matter what time of day you would like to talk with a counselor, they are here to help. If you prefer to meet with a counselor face-to-face, we also have branch offices in 24 states.

To locate a branch near you please click on the map below.

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