When you visit a consumer credit counseling services branch, you will have to
provide them with all of your financial information so that they can thoroughly
go over your current credit situation and then offer advice and support so that
you can pay off your bills and outstanding debts. They will then help you develop
a budget as well as a game plan that will keep you out of debt and be able to maintain
a good, clean credit rating.
They do charge a fee for their services, but when it comes to consumer credit counseling,
the fee is a small price to pay. Look at it this way - you somehow got into trouble
with spending money. Maybe you spent it on something worthwhile like a new car or
perhaps you just swiped your credit card one too many times at Wal Mart. The truth
is that you are in trouble with your credit rating and you need to find a way to
pay your debts and get back on track.
The experts at any consumer credit counseling service branch have extensive
experience and training that can help specifically with any problems like these.
They have found ways to negotiate with your creditors to come up with a repayment
plan that you can afford and that you wouldn't be able to come up with on your own.
The best part about a consumer credit counseling service is that they will stick
with you through the whole process. That means that once you've worked jointly together
to develop a repayment plan, you can also develop a budget that will keep you on
track and be able to stay out of credit "hell".
Money Management International counseling is available 24 hours a day, 7 days a week by telephone by calling 866.531.3772, so no matter what time of day you would like to talk with a counselor,
they are here to help. If you prefer to meet with a counselor face-to-face, we also have branch offices in 24 states.
To locate a branch near you please click on the map below.